What is HSA and FSA?
A HSA (Health Savings Account) is a pre-tax savings account that allows individuals with eligible high-deductible health plans (HDHPs) to pay for qualified medical expenses.
A FSA (Flexible Spending Account) is a tax-advantaged account, typically offered through an employer, where employees can set aside pre-tax money to pay for qualified medical, dental, and vision expenses.
Can I use my HSA / FSA for massage therapy?
Pure Vida Massage accepts HSA / FSA debit card payments; however not all HSA / FSA plans cover massage therapy – it is important to consult with your doctor and HSA / FSA administrator to confirm eligibility and complete the necessary documentation prior to using HSA / FSA for payment, or you may be subject to penalties.
Required documentation may include, but is not limited to a prescription, Letter of Medical Necessity (LMN), physician referral and permission forms, pre-authorization and HIPPA authorization, and detailed receipts and documentation from the Licensed Massage Therapist (LMT) as you may need to submit these to your HSA / FSA administrator for reimbursement.
Qualified massage therapy must be deemed medically necessary and/or prescribed by a physician for a specific medical condition like chronic pain, injuries or strain, arthritis, and fibromyalgia. Generally, massage therapy for relaxation or wellness is not considered a qualified expense.
